Hello dear readers. What investment direction do you think is one of the most promising at any time, including periods of economic downturn?

This is by no means an investment in a bank or an MFI at interest, but stock market.

In this regard, I propose to discuss in which securities it is better to invest money both in terms of increasing the likely profit and minimizing the risk for a newcomer to the stock market.

If you ask an ordinary person what financial instruments applied to him are familiar, most will remember only bonds and stocks.

In fact, legally legalized varieties in Russia valuable papers a lot more:

• bonds;
• mortgages;
• stock;
• checks;
• investment shares;
• bills of lading;
• bank certificates;
• bills.

All of them are primary or basic, due to the fact that they determine the property rights to assets.

In addition to them, derivatives or secondary securities are distinguished, fixing the rights to the underlying securities, and not to property. Among them, futures and options are the most widespread.

If we analyze these securities based on their investment attractiveness for a general audience, I would single out stocks, bonds, and investment units.

All this can be purchased and held, or traded through a broker, for example Finam, BCS or Opening.

By the way, now it is possible to buy shares without leaving home through, as well as open an individual investment account (IIA) remotely.
To buy a small block of shares for trial, you can use the button below:

Buy shares online

Secondary tools are also very popular, but difficult for beginners and deserve a separate article. In addition, they are not considered a traditional investment that can bring a stable passive income.

Bonds

They give their holder the right to return the face value of their value together with a fixed percentage or their property equivalent within a specified period.

The advantages of this method include the chance of obtaining a predetermined profit and small risks of losing funds. The disadvantages are quite modest profitability.

By type of issuer, bonds are municipal, corporate and state. The latter are considered the most reliable and allow you to save on paying tax, which compensates for their lower rates.

Based on the method of securing securities, there are:

• convertible, subject to simple exchange for shares;
• mortgages secured by property designed to compensate for partial losses of the investor;
• debentures - not confirmed by anything other than the word of honor of the company.

The potential yield of any bond consists of the amount of interest coupon payments and the margin between the price of its purchase and sale. Therefore, if the security is bought at face value, only the coupon rate will be the income.

To assess the profitability indicator, you should know that it varies based on the security and validity of securities, the level interest rates Central Bank and financial condition companies.

Usually very high stakes offer new or distressed businesses that need large amounts of capital inflows. Also, the longer the maturity of the obligation, the higher the rate.

In any case, today bond rates, being at the level of 10-15%, exceed the interest on bank deposits.

What is your priority: getting a stable coupon income or risk minimization in general? Also, experts do not recommend exceeding the share of bonds in 5% for each issuer.

Stock

These are securities that confirm the owner's right to participate in shareholders' meetings, receive part of the company's profits in the form of dividends and claim a share of its property in the event of its liquidation.

In a broad sense, shares are divided into common and preferred shares. Their main difference is that simple ones provide the holder with the right to vote in the general meeting of shareholders, but do not give priority to the right to pay dividends.

Preferred shares act exactly the opposite.

Having decided to start working with these securities, the investor has two alternatives:

Buying for the long term.

This is a classic scheme of work, which implies investments for a period not less than 4-5 years. In this case, the potential profit consists of the amount of dividends and the difference between the purchase and sale prices of assets.

You can buy shares from the enterprises themselves or in some banking institutions. But more often than not, you may need the help of a reliable investment company that has the legal right to work on the stock market.

Please note that you will have to pay a commission for advice and advice from a broker. Therefore, when choosing a partner, I recommend paying attention not only to its reliability and reputation, but also the size of the brokerage fee, the history of transactions and its availability for you.

As for the choice of shares of specific companies, then it's up to you. In order to minimize the risks, it is worth stopping at the "blue chips", which are distinguished by high liquidity. These include, for example, Lukoil and Sberbank.

If your plans include possible receipt higher returns, part of the funds should be invested in securities of lesser-known companies that have a good chance of dynamic development, for example, in a company in the oil and gas sector.

I also recommend not to forget about the shares of foreign enterprises that have temporarily reduced the volume of their activities in the Russian Federation due to the economic and political crisis. Soon they will return to the market, which will lead to an increase in the value of their assets.

Getting speculative income in the short term

Speculative activity on the stock exchange is not so much an investment that guarantees passive income as a permanent job.

But in this case, you can get a significant profit not only with the growth, but also with the fall of quotes. To do this, you do not even have to risk personal capital.

Can be taken from broker borrow shares that are starting to fall in price and sell them quickly. Then, after waiting for the cost to reach a minimum, buy them back and repay the debt, earning their margin.

Naturally, speculative trading requires the ability to navigate the stock market and the presence of certain personal characteristics.

Considering that access to the exchange is possible for individuals only through a professional broker, you can initially use his advice.

But in the long run, making a profit is possible only if you constantly learn and master new strategies.

Investment share

It is a security that certifies the holder's ownership of a share of the mutual fund's property.

In fact, these are the same investments in bonds and stocks, only the decision to purchase them is not made by you, but by a whole team of professional mutual fund brokers. In the future, they also undertake to manage your capital, operating on the stock exchange.

The advantage of this method is its availability for everyone due to the low entry threshold and the lack of the need for specialized knowledge.

In addition, the activities of mutual funds are subject to state control, which reduces the risk of falling into openly fraudulent schemes.

However, no one can give you a 100% guarantee of profit, so it is worth spreading your money over several bond and stock funds so that in case of losses of some, others can compensate for them.

Today, many mutual funds began to turn to shares foreign companies having higher liquidity than national enterprises.

This trend should not be ignored, because cooperation with such funds can bring good income.

By the way, for investment purposes, you should also pay attention to a company that has 8 years experience successful development of the grocery business. The company brought the brand to the market, and now, following the trends, it offers its representatives (and everyone) to receive exactly passive income by investing in their own mining farms.

I hope that although with my review I did not discover America for you, I streamlined the thoughts in your head a little.

Summing up, it should be said that for a newcomer to the stock market, it is more expedient to start working with the classic scheme for acquiring securities or choosing trust management offered by mutual funds.

It is worth starting active speculative trading only if you have special knowledge and experience in the stock exchange.

On this I say goodbye to you and I hope to see you among my regular subscribers.

Consider another popular and important financial instrument for increasing capital - investment in shares. Let's talk about how profitable investing in shares is, how it can be done, what income can be expected, what main risks the investor will bear, that is, all the pros and cons of investing in shares, so that everyone can draw a conclusion, this one will suit him financial instrument or not, whether to invest in stocks.

Is investing in stocks always profitable?

Reading various Internet resources dedicated to earning and investing, I have already met many times the thought that long term investment stock - almost always profitable option capital investment, but in short periods you can “burn out”. Let me disagree with the first part of this statement.

In the long term, only a small proportion of shares listed on stock exchanges increase their value, while the majority, on the contrary, lose value. And if you look at it this way, then in the very long term, any enterprise, no matter how steadily developing it now seems, will still become bankrupt, so investing in the shares of this enterprise will lead to a complete loss of the investor's capital.

Several illustrative examples can be taken:

1. One study compared US stock market data from 1980 and 2008. It turned out that only 25% of all shares listed on the stock exchange showed growth over these 28 years, while the remaining 75% fell in price or even reset to zero.

2. The vast majority of shares Russian enterprises still have not exceeded their value at the time of "Black Tuesday" 1998.

4. Investments in preferred shares are more stable in terms of dividend yield, while at the same time, the return on common shares may be higher.

5. To receive speculative income, ordinary shares or derivative financial instruments - futures and options - are more suitable.

6. Stocks listed on stock exchanges (the so-called “blue chips”) have the highest liquidity.

7. The greatest risks when investing in shares are during periods of exacerbation of the financial crisis.

8. It is best to buy these securities at the peak of the fall in prices - at the very "bottom" of the crisis.

9. When investing in stocks, there are always risks, and it is impossible to completely protect yourself from them.

10. Investments in shares, especially if they are carried out independently, require certain professional skills, a competent, balanced and thoughtful approach.

I will end with this. I wish you only the right investment decisions. Let investing in stocks bring you the desired profit and increase your capital. Stay on and raise your financial literacy. See you soon!

Where can I get help with investing for beginners? What are the features of long-term investment in bonds? Who evaluates a block of shares using various methods?

Financial literacy is not only the ability to spend salaries economically and not get into debt. Only those who know how to earn other money with the help of money have the right to call themselves an intelligent specialist in the distribution of funds. For example, investing in stocks.

Amateurs consider stock trading on the stock exchange, if not fraud, then a lot for the elite. There is a common misconception that it is pointless and even dangerous for mere mortals to meddle in the securities market.

Today, I, Denis Kuderin, an investment expert, will try to dispel philistine myths and tell you what investments in stocks are, how and for what purpose they are made.

At the end of the article, I will review the three most reliable brokers and give some expert advice on how to increase the return on investment.

So, let's begin!

1. What is equity investment

Any investment is active economic activity. It is fundamentally different from passive- such as, for example, buying a product or spending money to pay for everyday needs.

Investing reflects one of the fundamental principles of human life - in order to live better tomorrow, you need to make an effort today, now. There are many tools and directions for investing. Some bring profit in the short term, others pay off in years.

Investing in stocks is a typical example of investments that work for the future.

First, let's look at how economists define the term "stocks."

Stock- This is a security that gives the owner the right to part of the company's property and profit in the form of dividends.

Shares are sold through stock exchanges. This is a kind of stock market where companies sell "pieces" of their assets. However, it is impossible to come there, as in a regular supermarket, to acquire a share of British Petroleum. Need to work through brokerage company.

Example

You deposit money into a brokerage account and tell your broker to buy 10 shares of Google stock. The broker applies to the exchange, and the exchange secures the right to own shares in your account. Now you are the owner of a certain percentage of Google's assets and are entitled to profit from the activities of this company.

The right to operate with securities (in addition to shares, these include bonds, futures and bills) gives brokers a license confirmed by the Central Bank. This structure has the right to revoke the authorization document from the broker, but you will still remain the owner of the shares. In this case, you will transfer them to another broker.

Investing in stocks requires a certain amount of financial and economic literacy. Choosing securities at random (according to the principle - “I heard the name of the company somewhere”) is short-sighted and stupid.

Stocks do not guarantee profits, but there is no payback limit either. It happens that securities soar in price by 100% and 1000% in a few years, and it also happens that in a couple of months the value decreases by several points.

For those who want to urgently save up for a trip to Spain, this type of investment is not suitable. To do this, it is better to choose, say, with a payback period of six months or an ordinary Bank deposit. Investing in stocks is recommended for those who set long-term financial goals.

Shares differ in yield, initial price and other parameters. Some investors prefer to invest in the securities of leaders in their industries (the so-called "blue chips"), while others choose young developing companies.

Some shares are investments in real money, for example, in the production of industrial or household goods. Investments in securities of such companies are essentially close to, about which there is a separate publication on our website.

We list the main properties and advantages of this type of securities:

There are two ways to earn income from investing in stocks:

• receiving dividends;
• stock market speculation.

The first way is simple and clear. You simply buy securities and receive dividends from net income companies. But this method does not always justify itself in the long run.

Speculation is more profitable. You buy stocks at one price and sell them at a different price when the price goes up. This method of investing requires studying the stock market, the ability to analyze the economic situation and make reasonable forecasts.

Most investors operate through brokers. First, investors need to understand what the meaning is brokerage and how some intermediaries differ from others.

We will talk about this in the following sections.

2. What are the types of shares - 3 main types

An ordinary investor does not have to delve into the theory of economics and study the scientific classification of securities.

It is enough to consider 3 types of shares in terms of their liquidity and profitability.

View 1. Ordinary shares

Such securities give the right to manage the JSC and distribute the company's profits. One share equals one vote at the general meeting of shareholders.

It is clear that the most important decisions in the life of the enterprise will be made by the one who owns controlling stake. In theory, such a package represents 50% of all securities plus at least 1 share.

But in large companies, it is enough to own 20-30% of the shares in order to have an advantage at the general meeting of shareholders. After all, a significant part of the shareholders will not be present at such meetings because it is unnecessary.

Distribution of profit (dividends) among owners ordinary shares occurs in proportion to the invested funds.

View 2. Preference shares

This type of stock has a number of advantages.

We list some of them:

• the right to a guaranteed income;
• priority distribution of dividends;
• the right to redeem shares in the first place in the event of bankruptcy or liquidation of the company.

Sometimes the owners receive additional rights to participate in the management of the company. Another bonus is that dividends on preferred shares are often fixed as a specific percentage of net profit or even a certain amount of money.

View 3.

specific type of shares. The term itself comes from casinos where blue chips have the highest value in the game. In the world of securities, blue chips are stocks. famous companies co stable income and dividends.

Experts advise beginners to invest in blue chips - such investments are rarely unprofitable.

Shares of large companies are a kind of indicators of the entire stock market. If the value of blue chips rises, then second-tier securities will soon rise in price.

Typical examples of international blue chips are Apple, IBM, Microsoft, Coca-Cola. In Russia, these are Gazprom, Sberbank, Lukoil, Magnit, MTS and several other stable corporations.

3. How to invest in stocks - step by step instructions

To begin with, I will voice the obvious truth, which for some reason many people forget about. To start investing, you need free money. Not easy financial assets, namely free funds, the absence of which will not affect your well-being and standard of living.

Working capital is money that is not intended to pay for food, housing, education, medical treatment and other important things.

There are several investment options:

• through the exchange - this is the way most novice investors go (and they do it right - it is reliable and safe);
• directly - a contract of sale is concluded directly with the issuing company;
• through shares investment funds(mutual funds) - you give money to professional investors, and they invest it at their discretion.

But in any case, it is necessary to follow a certain algorithm developed by experts.

4. Professional assistance in investing in stocks - an overview of the TOP-3 brokerage companies

As promised, I give an overview of three brokerage companies with a reliable reputation and moderate prices.

Compare, analyze, choose.

1) Opening Broker

The company has been operating since 1995. Multiple winner of professional awards and competitions. The total number of clients at the time of this writing is 95,000. The volume of Otkritie's client transactions on the Moscow Exchange exceeded 14.5 trillion rubles in 2016. The National Rating Agency assigned the company a maximum reliability rating of "AAA". The rating has been confirmed by the firm annually since 2010.

Brokerage account opens in 30 minutes. This is done remotely. Each registered user receives a professional consultant who works with the client personally throughout the entire service period.

The investor himself chooses the instruments and directions of investments. Available: buying stocks and bonds, futures, options, currency operations. If desired, the formation of the investment portfolio is entrusted to the company's analysts. The company also evaluates a block of shares, using modern and effective methods for this.

2) FMC

The company provides professional consulting services in the field of financial markets. Become shareholders of leading global and Russian corporations - Apple, Coca-Cola, Gazprom, Microsoft and others. Receive quarterly dividends and earn on the increase in the value of shares.

Other services from FMC - formation, maintenance investment activity, providing up-to-date information about stocks based on analytical research of authoritative world sources. A free option is available to everyone - an up-to-date list of 10 high-yielding stocks. Enter your e-mail, phone number, you will be sent a list.

3) Gold Man Capital

Another professional consultant in the field of investment in stocks. Experts will tell you which stocks to buy in order to get the maximum profit, help you make investment portfolio, will conduct a professional assessment of the block of shares before the sale. By opening a trading account with the assistance of Goldman Capital, the client gets the right to become a shareholder in the largest companies - Sberbank, Yandex, Toyota, Aeroflot, Magnit and many others.

5. How to make money investing in stocks - 5 useful tips for novice investors

I have already spoken about risk diversification. This is the first investment rule. It is not necessary to invest all the money in stocks and bonds, spend one part on this, invest the other in the stock index and currency. If the shares do not give a profit, other instruments will work and vice versa.

Remember one more rule: the higher the return, the higher the risk. Combine high-risk instruments with low-risk ones. Better yet, consult with a consultant. Large brokers appoint this by default - it is beneficial for companies that you make a profit.

And a few more useful tips.

There are companies that sell shares directly - without a broker and an exchange. Anyone who wishes has the right to buy these securities directly from the issuer. Look for such offers on the Internet or simply call the company that interests you.

Direct transactions are characterized by increased risks (if the company suddenly goes bankrupt), but they bring a solid income if the situation is successful. At the same time, some companies even give depositors good discounts of 5% for purchasing a package for a certain amount.

Tip 2. Use the services of brokers

You won’t get far without brokers, especially if you are new to investment business. Often brokers combine their main work with the activities of an adviser. good broker are your eyes, ears and hands on the stock exchange.

It gives you information about the course of trading, draws up trade reports, issues certificates, and even works as your personal tax agent. He also withdraws money to your account if you decide to sell shares.

Not everyone can work with expensive stocks. And it's not just about availability. Money but also in human psychology. Not everyone can remain calm in a risky situation. But the stock market fluctuates constantly. Before investing, you need to figure out which stocks are profitable to buy now.

Briefly on the case

In 2016, the stock market shows a medium-term correlation. Critical has not been reached. It is too early to talk about a trend change. The experience of past years shows that a prolonged uptrend in the future will make many regret the missed opportunities. So what stocks are profitable to buy now on the Russian market?

An approach

To begin with, it is worth clarifying that investing and trading are two different things. Private investor concerned about maintaining savings in 10-20 years. He does not check stock quotes on a daily basis, but he does check the annual reports of companies. All these things are dealt with by the trader. Who receives a salary from the Central Bank market.

Regardless of which stocks are profitable to buy now, when working in the market, you need to follow simple rules:

• All funds must be distributed in equal shares between the companies. You should not invest capital in the assets of one corporation.
• Before the deal, you need to carefully monitor the dynamics of trading in order to identify the moment when the price will be minimal.
• You should familiarize yourself with the performance of the company, analyze the analytical and financial statements.
• It is better to choose companies for investment from the list of the most promising and fastest growing.

Energy

This is the most undervalued segment of the market. All doubters can look at the structure of the assets of Enel Russia, EON Russia, the rise in prices for FGC UES. In the near future, RusHydro will be added to the top three. Depositary receipts of this company have already appeared on the London Stock Exchange.

What are the best stocks to buy now? long term? oil holdings. We can talk for a very long time about the decline in oil prices. But this one is credited by low rates. It is closely related to the foreign patent. Today it is worth paying attention to the shares of Gazpromneft, which has emerged from the negative influence of Gazprom and is now trading at a big discount to Bashneft, Tatneft, Lukoil and Surgutneftegaz. It is worth saying a few words about the last player on the market. The payment of superdividends depends on exchange rate fluctuations. But the company directs the proceeds to the privatization of the largest domestic holdings. Against the backdrop of weakening national currency the acquisition of monopoly shares becomes not only a source of dividends, but also an investment in business and protection against the fall of the ruble.

Telecommunication

What other stocks are worth buying right now? The telecommunications sector in the future is also able to please the private investor. But it is better to purchase selectively, based on the data financial statements and personal preference rather than investing in the sector as a whole. In this case, the following factors that negatively affect the price of assets should be taken into account:

• lack of foreign loans;
• growth in currency;
• against the background of the transition to wireless communication methods, revenues from roaming are declining;
• increased competition in the market.

But all these factors are temporary. When making decisions about which stocks are worth buying now, investor feedback needs to be taken into account. After all, they invest in the long term. This applies to both MTS, whose assets include troubled bank, "MegaFon" and unkillable "Rostelecom".

Gold

The advantage of this indestructible asset is that in the long term, gold prices remain consistently high. And attractive price levels always provide an opportunity to increase your presence in the market.

Banking segment

What stocks are profitable to buy now on the MICEX? Clients of systemic banks may be interested in the possibility of investing in mutual funds of Alfa-Bank, Gazprombank, etc. Loss in profitability in the form of costs of the management company will be compensated by privileges from the services received, bank offers with an increased rate on deposits with a parallel purchase of shares .

What shares are now profitable to buy in Sberbank? When working with the terminal, the FinEx fund is available. Despite the exotic nature of this instrument and the company as a whole, in the long run, the investment will be able to bring about 20% profit.

Although 2015 was a very difficult year for the national economy, it is still worth investing in it. According to analysts' forecasts, the crisis period is coming to an end. Macroeconomic indicators have already reached the "bottom", the market is stabilizing.

Analysts recommend investing funds from the Central Bank of exporters, manufacturers that are focused on import substitution. Investors have not yet adjusted to the new trends. Investment portfolios are still dominated by assets of consumer companies. They bring high returns, but are not protected from falling demand.

By the end of this year, the ruble will begin to strengthen. This will lead to an increase in oil prices. The rate on exporters is appropriate in the context of the devaluation of the national currency. Among the growing industries, experts single out metallurgy, the defense industry and construction. Of these, metallurgy remains the most risky. Commodity prices have remained low in recent months.

In general, financiers are advised to limit their presence in the market Russian companies to the minimum. Most likely, there are many who want to invest in the economy of their country. But today the situation on the world market does not allow to act in this way.

Expensive but affordable assets

Despite market uncertainty, more than half of the Central Bank's portfolio can be formed on the Russian stock exchange. Dividend yield today will be lower bank interest even for the largest companies. But in the next 5-7 years it will definitely grow. To further insure yourself against possible losses, you need to diversify your investment portfolio not only with gold, but also with shares from the listing of foreign sites, for example, New York stock exchange.

Interestingly, for a long time, one Apple share was worth the price of a tablet from the same company. Apple is one of the most successful and second fastest growing (after Samsung) companies in the world. Back in 2015, the price of one share was about $700. Wanting to attract more investors, the company deliberately divided one share into 10 shares. The value of the package of current holders of the Central Bank has not changed, but the number of shares has increased 10 times. The same was reflected in the price. To buy one share of 100 shares, it is enough to invest not $7,000, but only $700.

What stocks are currently profitable to buy on the NYSE? Apple's example was immediately followed by Google and Microsoft. The cost of one central bank of a popular search engine in 2015 was $650, and "windows" - about $800 apiece. After the share split, the Central Bank became available to a larger number of investors.

Output

There are many more expensive and fast-growing companies represented on the NYSE and MICEX. You can invest in any of them. The main thing is to understand that the market situation can change at any moment. Therefore, you should not count on constant and rapidly growing profits.

Against the backdrop of lowering rates on deposits in banks, investing in shares is actual way investment. In order for the invested capital to bring the expected return, it is necessary to analyze in detail the nuances and features of investing, because the process itself is very different from, despite the seemingly due similarity.

Terminology

A share is a security issued joint stock company. Its purchase implies an investment in the capital of the organization. The shareholder's share is determined in proportion to their nominal value and the number acquired.

Types of shares:

1. ordinary - make it possible to take part in the activities of the company (the more shares, the more votes their owner has) and receive a fixed percentage of the company's profit;
2. privileged - their owners do not have voting rights, the advantage is a fixed amount of income, which does not depend on the actual profit of the company.

Most often, investing in stocks occurs within the framework of the stock exchange. A private person cannot independently perform such operations. To make a purchase or sale, you need to contact a brokerage company. Sometimes you can buy directly from the issuing company - such transactions are associated with an increased degree of risk, but can bring good profits to the investor if the chosen organization is successful.

Earnings on investments in stocks

To understand the process, it is important to separate two concepts:

1. nominal value - the price at the time of issue (issue);
2. market value - shows how much money they are willing to offer for a security in the market.

If the activities of the issuing organization (issued securities) are successful, then its assets will cost more than their face value, if the company is unprofitable - lower, sometimes significantly.

There are two working ways to earn income from investing in stocks:

1. Earn money by speculating on the stock exchange. An investor buys securities of companies whose growth he predicts, and then sells at a price above par.
2. Have passive income from paid dividends. By purchasing such documents, their owner simply receives a percentage of the company's profits.

The option chosen depends on the strategy and nature of the investor. To make money on the exchange rate difference, you need to actively monitor the market, determine the best time for both buying and buying. For a stable receipt of dividends, it is enough to once successfully select an object for investment.

Features and risks of investing in shares

The reliability of investments in shares directly depends on the stability of the issuer. But the investor must understand other factors that may affect their value:

• seasonal market fluctuations (for example, New Year's Eve increase);
• change in the situation in the industry as a whole;
• influence of world indices;
• loud statements by world experts and / or publication of important news;
• policy pursued by the state.

By investing in shares, the investor assumes the following risks:

• lose dividend income due to the inefficiency of the organization (in the absence of profit);
• lose part of the capital placed in the investment if the market value falls below the purchase price;
• partially or completely lose the invested funds during the liquidation of the enterprise.

Choosing a reliable and promising company minimizes potential risks as much as possible.

Investment benefits:

• potentially high profit - there is no upper limit of profitability;
• liquidity - the sale of securities in hand is allowed at any time;
• low entry threshold - it is possible to start investing in shares with a capital of several thousand rubles;
• a wide range of investment objects - the list of companies for investment is almost unlimited.

Investing is a long-term process. You should only invest in stocks free non-target money. Otherwise, the placed amount may be needed at an unfavorable moment for the sale, and investments will bring a loss instead of profit.

How to invest in stocks

To get a high return on deposits, before investing in stocks, you need to study basic principles Stock Market Operations:

• understand the reasons for the growth and decrease in the value of securities and securities;
• find out the criteria for choosing a broker;
• learn to predict value.

To understand exchange processes, you can study special literature or undergo professional training. It is worth moving directly to investments after a thorough study of the material.

To profitably invest money, you need:

1. Determine the object for investment. Depending on the strategy, these can be both large and reliable market leaders ("blue chips"), and young promising companies.
2. Choose a reliable broker. It is recommended to conclude an agreement with big company licensed Central Bank, and high ratings from rating agencies. Experienced financial analyst will not only help with practical advice, but also completely organize the investment process - from transferring money to pay for the purchase of securities to paying income tax.
3. Compile an investment portfolio. It is not worth investing all your funds in one issuer. To minimize the loss, you should distribute capital among several companies. You can make a decision both on the basis of a personal forecast, and relying on the opinion of a broker.

Having carried out the necessary analysis, you should proceed directly to the purchase of securities.

The main mistakes of the investor

Having bought securities, a novice investor may make mistakes that prevent him from receiving the expected profit:

1. "Forget" about investments. The fact that stocks are long-term investments does not mean that they do not need to be interested in for several years. It is necessary to regularly monitor any slightest changes, evaluate future prospects. Otherwise, you can miss the moment when investments become unprofitable.
2. Sale of assets with a minimum reduction in value. It is important to remember that prices are constantly changing - both up and down. It is not necessary to withdraw funds from investments with a slight decrease. It is possible that during such a period it is even worth making an additional purchase of a certain number of securities.
3. Refusal to sell in case of obvious failures of the issuer. The opposite situation - the company has serious problems, the market value of securities is rapidly falling. The investor must react promptly and assess the situation. If the "drawdown" is temporary, then there is no need to worry. If there are no reasons for further growth, then you need to close investments in order to prevent an even greater loss.

Conclusion

There are 2 main investment rules to remember:

1. Past performance does not guarantee similar performance in the future.
2. The higher the potential profit, the greater the risk the investor expects.

Investments in stocks - advantageous view investments. To cash placements justified themselves, it is necessary to choose a reliable and promising object for investment, and after the purchase of securities, monitor the change in their value.

Video from practice: