Recently, many citizens have resorted to the services of organizations issuing small loans. Russian Standard Bank specializes in small lending. Methods to find out the loan balance by contract number in famous bank Russian Standard, vary. This article will discuss the ways that you can resort to find out the debt on a loan issued in this particular bank.

How to find out a loan

Initially, the borrower should familiarize himself with the list of ways to clarify the loan debt. To fully control the balance of your account, you can act in several ways:

• personally visit the bank;
• call the bank
• use payment devices (ATMs, infokiosks, payment terminals, etc.);
• use the internet.

Important! Whichever method is chosen by the borrower to clarify the balance of his credit account, any of them is equally reliable. The difference lies only in the actions of the borrower and convenience.

For example, for citizens of the older generation, it will naturally be more convenient to visit a bank or call a hotline. But for young people, the predominant way to clarify the amount of debt will be the use of payment devices, the Internet and mobile gadgets.

How to find out the debt on a loan at Russian Standard Bank via the Internet

The Internet allows you to find out the loan debt online very quickly. The Russian Standard is no exception in this matter. Moreover, there are three different ways to resolve the issue remotely.

Method number 1. You can use the Internet bank

This system is the most multifunctional and allows not only to find out the balance via the Internet, but also provides the ability to manage accounts, for example, make payments from one account to another. To use the system, you need to activate it, and for this you need to act in the following order:

It will be useful for customers who activate their Internet bank to get acquainted with the work of its trial version. The demo version will allow you to learn how to work with the system, learn all the features of the functionality. Thanks to it, the client will learn how to perform various operations with the account, which will allow him to confidently use the main system in the future.

Method number 2. You can use a mobile application

The functions of mobile Internet banking are slightly reduced compared to the main computer version. However, the remaining functions are quite enough to quickly manage your accounts, including specifying the amount of debts on credit obligations. To plug " Mobile bank is also quite simple:

In the future, checking the balance of the account will not be a problem. It will be enough to select the connected loan product and study all the information displayed on it.

Method number 3. You can order an account statement through NFO [email protected]

This service allows the clients who applied to learn a lot of valuable and useful information. The credit account balance is also included in this list. Account statements can be taken free of charge. To order an extract, you do not need to visit the bank. You can place an order through banking, or by calling the bank.

Other ways to check your loan balance

Using the Internet is not the only way to check your loan balance. As mentioned above, there are many more familiar ways to check the amount of debt.

Bank branch visit

The borrower is obliged to pay the loan regularly, otherwise it becomes "overdue", the loan recipient replenishes the black list of debtors, is subject to a fine, penalties. Let's consider how to check the debt on loans at Russian Standard Bank and get an extract on the state of the current account.

Russian Standard has developed convenient schemes for notifying borrowers: for example, you can get the necessary information on a loan online, through an ATM or mobile applications, as well as by calling the information center and personally visiting the commercial department.

Remote methods

You can find out the loan debt in the RSB through a mobile, Internet bank, " hotline". Let's consider each method in more detail:

Bank branches and ATMs

"Russian Standard" is one of the largest banks in the Russian Federation, has many branches, ATMs, self-service terminals. Through them, you can find out the amount of debt on the loan.

Checking the balance through an ATM is a simple, traditional method, available at any time. Having a card in hand, knowing the pin code, you can view the balance, information about movement Money for a specific period of time. The principle of operation of ATMs and terminals is the same: you insert a personal card, dial a unique number, a pin code, and then immediately enter the system. Information about the account, debt appears on the monitor.

ATMs of third-party banks may charge a fee even for viewing the balance of the card, therefore, to obtain information on the account, it is recommended to use only RSB terminals.

You can find out detailed information on the loan by the last name, first name of the borrower, but this can only be done at a branch of Russian Standard Bank. You will need to have a phone with you, which received notices of debt, a passport. After giving the employee a card, you will need to enter a pin code from a credit card. The database will then open. credit history, the amount of debt to the bank, which must be urgently repaid.

Account statement and how to get it

An account statement is a document that displays all information on it, including current debt. You can also see the dates and amounts of transactions. It is formed every month at the end of the billing period. You can get an invoice:

1. At bank branches, by applying there with a passport.
2. By e-mail (Service Info-Mail). Allows you to receive monthly status emails bank account. For customers who have taken a loan, the service is completely free. You can connect it in several ways: by calling the “hot line” at 8-800-200-62-00, by contacting the nearest branch, through the Internet bank.
3. By mail (the letter is sent to the address of the borrower's residence, the price of the service is indicated in the tariffs for servicing a bank card).
4. In the Internet bank.

"Russian Standard" offers customers many ways to remotely check the balance of the account, pay the debt on the loan. Using one of them, you do not need to go to another part of the city to look for a terminal or ATM.

Clients of "Russian Standard" often speak unflatteringly about this bank due to the fact that some time after the repayment of the loan, a debt is discovered, which has accumulated a significant amount of interest.

Interest on the loan is calculated daily, that is, the balance of the debt is constantly growing. That is why, in order to fully repay your obligations, you need to know the exact amount of debt on a specific date of depositing funds. Even with scheduled payments, slight delays in transfers and receipts of funds may result in small arrears, which will be subject to increased penalty interest and penalties.

In this situation, not only bank employees are to blame, who cannot immediately track the making of payments and closing loans, but also the borrowers themselves, who are not interested in the state of their loan account. In order not to blame the bank and not lose your money, it is enough to check the loan balance in Russian Standard several times during its term, and most importantly, immediately before its full repayment. It is not difficult to do this, especially since the bank provides several methods of controlling your account.

There are three options to clarify the amount of the remaining debt on your own loan taken from Russian Standard Bank:

The scheme for issuing a loan and its further repayment always coincides, and with regard to checking the balance and the presence of debts on accounts, each bank has its own methods.

Clients of Russian Standard Bank can choose one of five options for checking account debt.

1. Internet banking, for registration in which you need to enter a password and login, are available by calling the hotlines 8 800 200-6-200 in Russian Federation and 0 800 300 880 in Ukraine. After receiving the password and code to the phone number linked to the card, you need to enter them in special fields. After logging in, change the password to any convenient for you, and after that you can start using the services and view personal information.

2. If you have previously connected mobile banking, then the debt account can be viewed through it. To display information on the account, you need to go to your application, enter your login and password, update the data by clicking on the button in the lower right corner of the screen and select the "Balance" item.

3. You can also view account details. through an ATM by inserting a card, entering a pin code and viewing your balance. The screen will display Current state accounts.

4. SMS informing- a service that can be connected both when issuing a card, and on request. You can activate the notification by calling the bank's hotline or by filling out a special form at the branch. The phone number you specified will receive information about the receipt or withdrawal of funds, as well as the presence of debts. A request for the necessary data can be received by sending an SMS message. The user will be given a leaflet with a phone number and codes for requests for certain types of information. You can read more about the service at the link http://www.rsb.ua/remote/sms_service/, where special attention is paid to notification by SMS.

5. You can get more detailed information about debts on accounts at the branch, by showing the bank specialist your passport, contract or your bank card. In addition, you can order a monthly report for yourself, which is drawn up as an account statement drawn up by the end of the current period.

In the event that you do not know the answers to certain questions or have not found the necessary information, you can get advice by phone or study the information on the website www.rsb.ru, where detailed instructions about viewing the balance of credit debt.

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